Thanks for your tips. One thing I have noticed is banks as well as financial institutions know the spending habits of consumers and also understand that a lot of people max out there their cards around the vacations. They wisely take advantage of this real fact and begin flooding ones inbox and snail-mail box together with hundreds of no-interest APR credit cards offers immediately after the holiday season concludes. Knowing that if you are like 98% in the American general public, you’ll rush at the opportunity to consolidate credit card debt and move balances towards 0 interest rate credit cards.
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